Ending Crisis Borrowing for Good

For decades, America has lurched from one crisis to the next—borrowing, printing, or scrambling for cash every time disaster strikes. Pandemics. Hurricanes. Financial collapses. Global conflicts. Each time, the national debt balloons while trust in government shrinks.

The NEF is a simple but transformative fix: a permanent $3 trillion emergency reserve that ends the panic-and-borrow cycle for good.

Why We Need It

• Broken cycle: Every crisis = new borrowing, higher debt, and more vulnerability.

• Debt dependency: A large share of U.S. debt is held by foreign governments, creating leverage against us.

• Household logic: If a family saved nothing and borrowed every time disaster struck, they’d be bankrupt. That’s what America does now.

How It Works

• Seeded by the EEP: Funded by the Net Worth Tax on ultra-wealthy Americans—not the middle class.

• Target size: $3 trillion over five years—less than what we already spend servicing debt in the same period.

• Grows over time: Invested in low-risk, interest-bearing assets like U.S. Treasuries, creating revenue instead of more debt.

• Strict protections: Can only be used with a supermajority in Congress + executive approval, for narrowly defined emergencies.

Strategic Benefits

• Economic stability: No more emergency borrowing or sudden tax hikes.

• Debt reduction: Once capitalized, returns help pay down existing national debt.

• Dollar strength: Shows the world we’re capable of responsible planning—boosting investor confidence.

• National security: Transforms foreign debt holdings into foreign investment in the NEF, reducing geopolitical leverage against us.

• Community protection: Ensures faster, more reliable aid for disasters without partisan gridlock.

Why It Matters for You

• No surprise tax hikes when disaster strikes.

• Faster, more effective relief in real emergencies.

• A stronger, more independent economy that protects your family’s future.

The NEF isn’t just about saving money. It’s about restoring confidence—at home and abroad—that America can plan ahead instead of lurching from one crisis to another.